Business contents insurance

Comprehensive protection for your business property

Business contents insurance provides coverage against risks such as fire, water damage from leaking pipes, storms, glass breakage, burglary, and theft.

“Combined business insurance”
All of these property risks can be insured together under what’s known as a combined business insurance policy. By bundling these coverages into a single policy, you can insure against multiple risks at a significantly lower cost and with less administrative effort than through several separate contracts.

The combined business insurance policy can also include financial protection for business interruption: if your operations must be temporarily suspended due to a fire, water damage, or another insured event, the business interruption insurance covers the loss of profit as well as ongoing business expenses such as wages and salaries.

It also covers expenses incurred to maintain or quickly restore business operations — for example, the cost of renting replacement equipment.