Truck insurance

Find affordable truck insurance offers
The premium for truck insurance is calculated based on several factors, including the vehicle model, engine power, payload, annual mileage, the age of the youngest driver, and the no-claims bonus class. It also depends on whether the truck is used for local or long-distance transport and whether hazardous goods are being transported. Only liability insurance is legally required, while partial or comprehensive coverage is optional. However, comprehensive coverage is strongly recommended for new vehicles, as the insurer will also pay for damages caused by the driver of the insured truck.

Leasing partners require comprehensive coverage
If you lease a truck, the leasing company will usually require comprehensive insurance coverage. In many cases, the leasing provider offers truck insurance together with the lease. However, this offer is not always the most cost-effective, and comparing different insurance options can often save you money.

Practical tip: If you insure more than one truck, you may benefit from taking out a fleet insurance policy instead of multiple individual policies. The reduced administrative effort allows insurers to offer lower premiums to policyholders.